# Introducing Luminite In a world where DeFi has grown increasingly complex, making it daunting for most crypto newcomers, the need for a simple, secure, all-in-one solution is clear — and Luminite was built precisely for that purpose. Luminite is a next-generation decentralized wallet that redefines how users interact with digital assets. Unlike traditional crypto wallets that demand manual seed phrase backups and fragmented functions, Luminite offers a streamlined, user-friendly experience with no compromise on security. Users can log in with passkeys or familiar social credentials and immediately access all the powerful DeFi features they need within the wallet. Built natively on the Flare Network, Luminite leverages Flare’s cross-chain capabilities and FAssets infrastructure to enable seamless interaction between EVM and non-EVM chains like Bitcoin, XRP, and Dogecoin. **With Luminite, users can:** * Perform Liquid Staking with sFLR * Lend and Borrow with Kinetic Market * Trade SparkDEX Perps * Farm multiple SparkDEX pools * Bridge assets between EVM and non-EVM blockchains using Fswap * Perform simple swaps * On-ramp and off-ramp crypto assets ### Compared to other wallets, Luminite offers the following three Unique Selling Points (USPs): ### Cross-Chain Wallet Luminite is the first wallet to enable seamless bridging between EVM and non-EVM chains, including sending assets from EVM's to the XRPL or Flare and vice versa. ### Seedless Access Forget traditional seed phrases. With instant login via passkeys or social credentials, Luminite lowers the barrier of entry into Web3 while preserving user control. Users can still access and back up their private key if desired, but it’s no longer a prerequisite. ### Non-custodial wallet Luminite is a type of crypto wallet where you, and only you, control your funds. Unlike custodial wallets (where exchanges or platforms hold your private keys), a non-custodial wallet ensures that your assets are always in your hands. ### Our vision Luminite aims to become the gateway to DeFi for everyone, from crypto natives to first-time users. By combining simplicity, security, and deep ecosystem integration, we envision a world where managing digital assets is as seamless as using everyday apps, while preserving the self-sovereignty and trust-less foundation of blockchain. Flare Network is a perfect ground floor for realizing this vision, with its simplicity and unique technological advantages, including EVM compatibility, low transaction costs, and secure data acquisition through the State Connector and FTSO (Flare Time Series Oracle), making it an ideal environment for DeFi innovation. # Overview of Wallet Features Experience DeFi at its Strongest ### Wallet features Luminite provides native tools to engage with DeFi opportunities, including swaps, on-ramp, cross-chain bridge, and staking. Yield data is aggregated and visualized within the wallet to give users an intuitive understanding of potential returns. ### Swap Swapping is exchanging one token for another, like changing from one currency to another. Luminite lets users swap supported tokens such as ETH, USDT, and USDC directly within the wallet, ensuring low fees and minimal slippage. More tokens and networks will be added over time. This built-in swap feature enables users to convert assets instantly, eliminating the need for external platforms and making DeFi easier and safer. ### Staking Staking allows users to lock their tokens within the network to earn rewards, just like a savings account. Luminite currently offers two earning options: FTSO Delegation and FLR Liquid Staking. Each comes with its own benefits, designed to fit different user needs. ### FLR Liquid Staking Luminite empowers users to stake their $FLR or $WFLR tokens directly through a seamless in-app experience. By depositing tokens into curated, audited vaults powered by Sceptre, users can earn passive income directly within Luminite, without needing to access the Sceptre interface. The vault is currently offering competitive APYs based on market conditions and vault performance. Staked assets remain under the user's control through Luminite's non-custodial design and can be unstaked after a cooldown period, typically 14 days. This feature provides long-term holders with a simple, secure, and efficient way to grow their assets while staying within the Flare ecosystem. ### Staking: FTSO Delegation For users looking to keep their $FLR tokens accessible while still earning yield, Luminite offers FTSO Delegation. This mechanism allows you to delegate $WFLR or $FLR to Flare data providers who feed real-time price information to the Flare Network. Based on the accuracy and performance of these providers, users receive periodic rewards without locking their tokens. Delegation is flexible, and users can adjust or reassign their providers anytime. Luminite simplifies this process with an intuitive UI, enabling both beginners and advanced users to participate in securing the network while earning passive income. Here's a clear comparison table between FLR Staking and FTSO Delegation as supported in the Luminite app: | **Feature** | **FLR Staking** | **FTSO Delegation** | | ----------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------------------------------------------------------- | | Staking | Instantly | Instantly, rewards begin in the next reward epoch | | Unstake Duration | Requires a cooldown period to withdraw assets, typically 14 days. | Instant | | Lock Token | Yes — $FLR or $WFLR is locked | No, you retain full custody of your tokens | | Token Support | $FLR and $WFLR | $FLR and $WFLR | | APY | Currently >45%, but it may vary depending on sFLR: FLR exchange rate | Currently up to 8.0%, depending on provider performance | | Fee |

A 4.40% buy-in fee is applied during the 23-day snapshot period to protect existing stakers' APR. However, "No Buy-In Fee" events may allow free staking.

Sceptre also charges a 10% service fee on all rewards, deducted before rewards are added to the pool — the exchange rate you see is what you get.

| No fee from the network, provider-dependent | | Providers | Sceptre | FTSO data providers | | Redemption period | After the cooldown period, you have a 2-day window to redeem your WFLR. If you miss this window, your assets are automatically restaked. | Instant | ### Bridge using Fswap Cross Chain Bridge/Stargate Bridging enables the transfer of crypto assets across different blockchains. Luminite has integrated **Stargate**, allowing users to bridge assets like ETH, USDT, and USDC from major EVM chains such as Ethereum, Avalanche, Polygon, Arbitrum, Optimism, Linea, Base, Kava, and Scroll into the Flare Network. The **FSwap Bridge** is a native Flare bridge designed for minting and redeeming FAssets, such as FXRP. This bridge is fully integrated into the Luminite Wallet under the Bridge tab, allowing users to mint FAssets directly without needing complex wallet connections or multiple interfaces. For users who prefer to bridge assets from wallets other than Luminite, the bridge is available through the web interface[ here.](https://fswap.luminite.app/) The latest upgraded **Fswap Bridge,** **built by Luminite and powered by FAsset Technology,** transforms how users move assets across chains — not just into Flare, but across the entire EVM landscape. At the core of this upgrade is a simple idea: Users can start on any supported chain - and end on any supported chain. No Limits. For more information on Fswap, go [here.](/technical-architecture/cross-chain-bridge) ### Lend & Borrow using Kinetic Market Luminite’s latest integration introduces lending and borrowing functionalities powered by Kinetic Market. This feature allows users to lend and borrow supported assets — currently USDT0 and FXRP — directly within the wallet. Users can supply their assets as collateral to borrow other tokens on Kinetic, enabling more flexible capital management. While lending, users will earn yield based on the annual percentage yield (APY) offered by the market. ### On-ramp The on-ramp feature allows users to easily buy crypto using their local currency. Integrated with trusted payment providers, it supports a variety of payment methods such as bank transfer, credit/debit card, Apple Pay, Google Pay, and local e-wallets. This makes it simple and secure for newcomers to enter the crypto ecosystem without needing prior experience. # Fswap Widget Integration ### Integrating Luminite's Fswap Bridge:
FSwap is a cross-chain bridge leveraging Flare's FAsset Interoperability Layer in order to allow the seamless transfer of assets between non-EVM and EVM based blockchains By integrating the FSwap widget into your own DApp, projects can provide users with a native cross-chain experience—without requiring them to leave the platform or interact with external bridges at all. ### Why FSwap Matters for Modern DeFi Today’s multichain ecosystem is fragmented. Users are often forced to bridge manually, leading to: * **Friction and unnecessary complexity** * **User drop-off during onboarding flows** * **Delayed or lost liquidity moving between ecosystems** FSwap solves these challenges by acting as a unified entry point for asset movement across chains. When embedded into your dApp, users can move assets seamlessly—directly within your interface. ### Benefits for Partners Integrating the FSwap Multichain Bridge provides a robust set of advantages for any DeFi product, from DEXs and lending platforms to yield protocols and cross-chain marketplaces. #### **1. Instant Access to Multichain Liquidity** Bring assets from every supported chain directly into your protocol.\ This reduces fragmentation and significantly increases capital inflows, enabling deeper, more efficient liquidity. #### **2. A Completely Frictionless User Experience** Your users never need to leave your application to bridge assets.\ Fewer steps lead to: * Higher conversion rates * Stronger user retention * Faster time-to-action The result is a smoother and more intuitive user journey. #### **3. Zero-Maintenance Infrastructure** FSwap manages all routing, validation, security, and cross-chain operations behind the scenes.\ You simply embed the widget—no custom bridge engineering, audits, or maintenance required. #### **4. Increased Platform Volume & Engagement** By removing barriers to entry, users can interact with your protocol immediately upon arrival. This typically results in: * More swaps * More borrowing and lending activity * Higher staking and trading engagement A simplified entry path directly boosts your protocol’s economic activity. ### Integration Overview FSwap offers an embeddable widget designed for fast, secure, and flexible implementation in any dApp. Integration requires only a few lines of code and supports full UI customization to match your brand. You can integrate the widget to: * Enable native cross-chain deposits * Allow direct FAsset minting flows * Support chain-agnostic onboarding * Provide seamless bridging for any user action within your platform ### Technical Integration Guide #### FSwap Widget Integration This guide describes how to embed the **FSwap Widget** into your dApp/website, and how to configure it (theme, chains, API key) and receive swap completion events. #### Widget Studio The Widget Studio can be accessed via:
The integration page provides a **Widget Studio** that helps you configure and preview the widget: * **Widget Configuration (left)** * **Theme**: choose Light or Dark * **Source Chain**: the chain users start from * **Destination Chain**: the target chain users bridge/swap to * **API Key**: enter your integration API key * **Widget Preview (right)**: a live preview of the embedded widget * **Generated Code (bottom-left)**: a ready-to-copy snippet for embedding The widget is embedded as an **iframe** and configured via **query parameters**. If you are using React/Next.js, `FSwapWidget` is a small convenience wrapper that renders the same iframe and sets the query parameters for you. *** #### Configuration parameters The widget accepts the following configuration: * **`theme`**: `light` | `dark` * **`sourceChainId`**: `string | number` * **`destChainId`**: `string | number` * **`apiKey`**: `string` (required for partner integrations) *** #### Theme selection Set `theme` to control the widget’s built-in styling: * `light`: light background and controls * `dark`: dark background and controls *** #### Chain selection You can preselect the chains shown in the widget by passing chain IDs as query parameters: * **Source Chain** (`sourceChainId`): the chain the user starts from. * **Destination Chain** (`destChainId`): the target chain the user will receive assets on. *** #### API key To request an API key, contact: `admin@luminite.app` or reach out to our Team Members via [Telegram](https://t.me/ann70x). *** #### `onSwapComplete` callback Use `onSwapComplete` to get notified when a fswap flow completes. Signature: * `onSwapComplete?: (params: { txHash: string }) => void` **`txHash` refers to the transaction hash on the source chain** ### Join the Unified Cross-Chain Ecosystem FSwap invites DeFi developers, DEXs, lending protocols, yield aggregators, infrastructure providers, and emerging ecosystem builders to integrate the FSwap Cross Chain Bridge. Become part of a Unified Cross-Chain Movement—one that reduces fragmentation, accelerates liquidity flow, and enables a truly seamless multichain experience for every user. # Wallet infrastructure ## Wallet Infrastructure: Luminite operates entirely on the Flare Network, a highly scalable Layer 1 blockchain with native support for smart contracts and real-time price feeds. The integration with Flare’s State Connector and FTSO ensures reliable cross-chain data feeds and seamless communication between non-EVM chains and the Flare environment. * Layer 1 Flare-based deployment * FTSO and State Connector integration * Secure and low-cost operations ## Wallet Model Luminite is a non-custodial wallet that allows users to maintain full control over their assets. It supports seedless onboarding through secure authentication methods while offering seed phrase export for those who prefer traditional recovery methods. The wallet is accessible and creatable through easy-to-use traditional methods, similar to applications like Gmail or Passkey, ensuring a streamlined process for creating and logging in, thereby mitigating the hassle of crypto access, which can be a barrier for newcomers. However, the seed phrases are still automatically stored inside the wallet, which can be accessed through the wallet's settings to ensure guaranteed protection of your assets in case you lose control over your social channels or passkey. * Non-custodial architecture * Passkey and Social Channel login * Seed phrase export is available ## Smart Contract Interaction The wallet supports EVM-compatible smart contracts, enabling users to interact directly with DeFi protocols, including staking, sending, and swapping between crypto assets. Smart contract calls are abstracted for ease of use, but still fully on-chain and secure. Therefore, users are spared the hassle of multiple confirmation steps that may be unfamiliar to non-crypto users, ensuring a streamlined process that makes the DeFi experience friendlier yet still secure. * Supports EVM smart contracts * Secure and abstracted dApp integration * In-app execution of on-chain operations * Auto-sign features ## DeFi Utilities Luminite provides native tools to engage with DeFi opportunities, including asset swaps, vault deposits, and staking. Yield data is aggregated and visualized within the wallet to give users an intuitive understanding of potential returns. # Stake ## Staking: Luminite currently offers two earning options: FTSO Delegation and FLR Liquid Staking. Each comes with its benefits and trade-offs, designed to fit different user needs. While FLR Staking offers traditional DeFi-style staking in vetted pools, connecting to the pool through the in-app interface, FTSO Delegation is native to the Flare ecosystem, allowing users to support data providers and earn passive income while retaining control of their tokens. Users should carefully consider the features of each option before deciding which one best suits their goals. ## FLR Liquid Staking Luminite empowers users to stake their $FLR or $WFLR tokens directly through a seamless in-app experience. By depositing tokens into curated, audited vaults powered by Sceptre, users can earn passive income directly within Luminite, without needing to access the Sceptre interface. The vault is currently offering competitive APYs based on market conditions and vault performance. Staked assets remain under the user's control through Luminite's non-custodial design and can be unstaked after a cooldown period, typically 14 days. This feature provides long-term holders with a simple, secure, and efficient way to grow their assets while staying within the Flare ecosystem. ## Staking: FTSO Delegation For users looking to keep their $FLR tokens accessible while still earning yield, Luminite offers FTSO Delegation. This mechanism allows you to delegate $WFLR or $FLR to Flare data providers who feed real-time price information to the Flare Network. Based on the accuracy and performance of these providers, users receive periodic rewards without locking their tokens. Delegation is flexible, and users can adjust or reassign their providers anytime. Luminite simplifies this process with an intuitive UI, enabling both beginners and advanced users to participate in securing the network while earning passive income. **Here's a clear comparison table between FLR Staking and FTSO Delegation as supported in the Luminite app:**
FeatureFLR StakingFTSO Delegation
FeatureFLR StakingFTSO Delegation
Staking InstantlyInstantly, rewards begin in the next reward epoch
Unstake DurationRequires a cooldown period to withdraw assets, typically 14 days.Instant
Lock TokenYes — $FLR or $WFLR is lockedNo, you retain full custody of your tokens
Token Support$FLR and $WFLR$FLR and $WFLR
APYCurrently >45%, but it may vary depending on sFLR: FLR exchange rateCurrently up to 8.0%, depending on provider performance
Fee

A 4.40% buy-in fee is applied during the 23-day snapshot period to protect existing stakers' APR. However, "No Buy-In Fee" events may allow free staking.

Sceptre also charges a 10% service fee on all rewards, deducted before rewards are added to the pool — the exchange rate you see is what you get.

No fee from the network, provider-dependent
ProvidersSceptreFTSO data providers
Redemption periodAfter the cooldown period, you have a 2-day window to redeem your WFLR. If you miss this window, your assets are automatically restaked.Instant
# Cross Chain Bridge ## Fswap Cross Chain Bridge (FAssets Bridge) **Fswap Bridge,** **built by Luminite and powered by FAsset Technology,** transforms how users move assets across chains — not just into Flare, but across the entire EVM landscape. At the core of this upgrade is a simple idea: Users can start on any supported chain - and end on any supported chain. No Limits. Flare serves as the **interoperability layer** that makes this possible behind the scenes, enabling multiple ecosystems to connect in ways that previously required several steps, multiple bridges, and unnecessary fees. This means the experience is no longer limited. It now unlocks **universal routing.** ### **Fswap Route Example Use Cases:** • Arbitrum ➜ Base • Optimism ➜ Polygon • Ethereum ➜ HyperEVM • XRPL ➜ any EVM • any EVM ➜ XRPL For example, users can now bridge their ETH on Arbitrum to XRP on the XRPL in a single click - without ever leaving the UI. This upgrade represents a major breakthrough for the Flare ecosystem, strengthening XRPfi on Flare and encouraging more liquidity to flow seamlessly from the broader EVM ecosystems into Flare. ### Supported Chains FSwap currently supports the following chains: > *Complementary to the Flare Network and the XRPL.* | **Chain** | **Address** | | ------------ | -------------------------------------------- | | **Ethereum** | `0xA2232202443d852abf3e472877B94c075221faa6` | | **Base** | `0x7B35112C10216fc010Ef299BBfBfd2CC04F3689D` | | **Optimism** | `0x7B35112C10216fc010Ef299BBfBfd2CC04F3689D` | | **Arbitrum** | `0x7B35112C10216fc010Ef299BBfBfd2CC04F3689D` | | **Polygon** | `0x7B35112C10216fc010Ef299BBfBfd2CC04F3689D` | | **Flare** | `0x3c478DDDe165a333F2346Dc0F00Ff5A1a7B19B72` | | **HyperEVM** | `0x7B35112C10216fc010Ef299BBfBfd2CC04F3689D` | | **Plasma** | `0x7B35112C10216fc010Ef299BBfBfd2CC04F3689` | ## Cross Chain Swaps using FAssets on Luminite Luminite aims to expand beyond Stargate, enabling broader interoperability and token diversity in the future with the launch of FAssets on Flare Network. Coming very soon, users will be able to unlock XRP and other non-EVM assets' utilities on Luminite.
# Swap ## Simple Swaps Luminite includes a built-in token swap feature that allows users to exchange supported tokens directly within the wallet interface. While swapping is limited to high-liquidity assets such as ETH, USDT, and USDC on the Flare Network, it ensures minimal slippage and competitive fees. As the platform evolves, more token pairs and networks will be added to support wider DeFi engagement. With seamless swaps integrated into the Luminite experience, users can convert assets instantly without needing to rely on external DEXs or centralized platforms, enhancing both convenience and safety.
# FAssets ## The Launch of FAssets on Flare Network The Flare Network introduces a breakthrough in DeFi interoperability with the introduction of FAssets. What are FAssets?: FAssets are Decentralized, overcollateralized representations of non-smart contract tokens like XRP, BTC, and DOGE. These assets, such as FXRP, FBTC, and FDOGE, enable traditionally non-programmable assets to securely and trustlessly enter the world of smart contracts. The FAsset system leverages a multi-agent, multi-collateral mechanism, combined with Flare’s Core Vault infrastructure, to ensure that assets are minted and redeemed in a decentralized manner. This structure enables users to maintain full custody of their base assets while interacting with DeFi utilities natively on the Flare Network. Luminite integrates directly with the FAsset system, making it simple for users to bridge their non-EVM assets into Flare. Within the wallet interface, users can mint FAssets by locking their native assets through the agent model, without the need for wrapping or relying on centralized exchanges. Once minted, FAssets can be used across DeFi utilities available in Luminite, including yield vaults, swaps, and staking protocols, though they remain subject to the inherent limitations of their underlying assets. By supporting the minting, management, and full lifecycle use of FAssets, Luminite enables users to unlock the yield-generating potential of assets like XRP and BTC without relinquishing control or navigating technical complexity. This seamless integration positions Luminite as a core gateway into the emerging XRPFi economy and the broader cross-chain DeFi ecosystem powered by Flare. # Turnkey Integration: Powering Secure, Seedless Access A new approach to Non-Custodial Wallets One of the core innovations behind Luminite is its **non-custodial architecture -** delivered without the traditional complexity of seed phrases. This is made possible through our integration with **Turnkey**, a secure key management infrastructure that enables seamless, user-friendly access without compromising on ownership or security. With Turnkey, Luminite strikes a crucial balance: giving users full control over their assets while removing the biggest barrier to entry in DeFi - **private key management**. ### What Is Turnkey? **Turnkey** is a next-generation key management platform built specifically for crypto applications. It allows apps like Luminite to create and manage private keys **directly in the user’s browser or device**, while still ensuring keys are **non-custodial and never exposed to third parties**. Using cutting-edge secure enclave technology (like TPMs and WebAuthn), Turnkey ensures: * Keys are generated and stored securely, never shared with Luminite or any server. * Access is tied to familiar authentication methods like **passkeys, biometrics, or social logins**. * Users can recover access securely without relying on 12 or 24-word seed phrases. ### Why Luminite Chose Turnkey Luminite's mission is to make DeFi **safe, simple, and accessible -** and Turnkey helps us do exactly that. Traditional wallets force users to become amateur security experts just to participate. With Turnkey: * **Security is upgraded, not sacrificed**. Keys remain in the user’s control but are protected using modern security standards. * **No more lost seed phrases**. Users authenticate with methods they already understand, reducing the risk of total loss. * **Instant onboarding**. New users can create a secure wallet in seconds - using social credentials or passkeys - without ever handling a private key directly. * **Advanced users still have control**. For those who want full backup access or seed phrase management, Luminite provides that flexibility. ### Seedless, Not Trustless Luminite with Turnkey doesn’t eliminate seed phrases - it makes them optional. For users who still want to export their keys or manage them manually, that power remains. But for everyone else, Turnkey allows the benefits of non-custodial security without the traditional hurdles. In essence, **Luminite makes self-custody invisible -** delivering security in the background while keeping the user experience front and center. #### Built for the Future of Web3 Turnkey isn’t just a short-term solution - it’s part of Luminite’s long-term vision to make decentralized finance truly **mainstream-ready**. By using trusted, developer-grade infrastructure and adhering to best-in-class security protocols, we’re building a wallet that scales with users - from their first transaction to complex DeFi strategies. Luminite and Turnkey together unlock a new standard: **non-custodial without the chaos**. # Sign Up ## How to create a wallet
1. Visit[ https://www.luminite.app](https://www.luminite.app). 2. Click “Sign up”. 3. Choose your preferred sign-in method: Gmail, Apple Account or Passkey. 4. Approve permissions and biometrics (if required). 5. Your wallet is instantly created — no seed phrase required. # Transfer Crypto ## Transfer Crypto to your Luminite Wallet
1. Visit[ https://www.luminite.app](https://www.luminite.app). 2. Once logged in/signed up, from the Dashboard click on 'Transfer Crypto'. This will allow you to deposit crypto into your Luminite Wallet Address.
3. Now, click on the Luminite Wallet Address you want to transfer funds to.
4. You can then simply copy and paste your Wallet Address using the 'Copy' button next to it. 5. From your currently utilized wallet, paste the copied Luminite Wallet Address. Choose the token and amount you want to send and click confirm. Make sure that this wallet supports sending tokens to Flare Mainnet. 6. That's it - You should now be able to see the funds in your Luminite Wallet. **Stay Cautious:** Always verify you choose the correct chain and asset when sending assets to your Luminite Wallet. Assets not supported on Flare Mainnet or assets sent on the wrong chain/to the wrong Address may be lost forever. Luminite is not liable for incorrect transactions made to Luminite Wallet, and can not recover any wrongly sent funds. # Send Assets ## How to send assets between wallets
1. Open your Luminite Wallet 2. Navigate to the “Send” button 3. Choose the asset (e.g., FLR, USDT0) 4. Enter the recipient’s wallet address 5. Specify the amount and confirm the transaction # Swap ## How to swap assets
1. Go to the “Swap” section of the wallet 2. Select the token you want to swap from (e.g FLR) and the token to receive (e.g. USDT0) 3. Enter the amount and review the rate 4. Confirm the swap — it will be processed instantly on-chain # Bridge using Fswap ## How to Bridge Cross-Chain using Fswap 1. Go to the Bridge section Head to the Bridge page to get started: 🔗 luminite.app/bridge
2. Select “FAssets” Choose the FAssets option for seamless cross-chain routing. 🔗 luminite.app/bridge/fassets
3\. Choose Starting Chain, Token & Enter Amount * Pick the chain you’re starting from * Pick the token you want to bridge * Enter the amount you want to transfer
4\. Choose Destination Chain & Token\ Select where you want your assets to end up: Base, Arbitrum, XRPL, Polygon, etc.\ Then choose the token you want to receive on the destination chain.
5\. Initiate the Transaction\ Click “Initiate” to begin the process.\ A notification will appear in the top right to confirm the request. ➡️ Your initiated transaction will appear in the “Open” section so you can track it in real time.
![](https://989274273-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FhMtKxves9QxzLkgVKYCT%2Fuploads%2FgrfS4FEGtylyID9401JA%2Funknown.jpeg?alt=media\&token=0bfe9b0f-7fd6-432f-bc95-fe170ede7607) 6\. Completed Transfer\ Once done, you can view the full history:\ ✔️ Go to the Completed tab in the Bridge section\ ✔️ Review your successful transfers anytime
#### That's it - your assets are now bridged using FSwap. # Bridge using Stargate ## How to Bridge using Stargate Bridge #### 1. Go to the Bridge section Navigate to the Bridge section in the app to begin.\ 🔗
#### 2. Select Stargate Choose the Stargate option to use Stargate’s cross-chain routing.\ 🔗
#### 3. Choose Chain, Token & Enter Amount * Starting chain & token: Pick the token you want to bridge & the chain you’re sending from. * Amount: Enter the amount to transfer. Destination chain & token: Choose which token to receive & the chain you want to send to
#### 4. Choose routing mode: Stargate V2 Taxi or Stargate V2 Bus * Stargate V2 Taxi - higher fees, faster finality. * Stargate V2 Bus - lower fees, slower finality. Click the small v icon to view a breakdown of estimated fees. Review the fee estimate before confirming.
#### 5. Initiate the bridge * Click “Bridge” to begin the process. * A notification will appear in the top right to confirm the request. Note: You may need to confirm one or more wallet prompts (e.g., approve token / confirm transfer). Wait for wallet confirmations to complete.
#### 6. Track and confirm completion * While the transfer is processing, monitor it under the Open tab. * After the transfer completes, it moves to the Completed tab. * You can view the full history of successful transfers at any time in Completed.
# LP with SparkDEX SparkDEX offers two ways to earn by providing liquidity: * SparkDEX v2 (Classic Pool): Full-range liquidity * SparkDEX v3 (Concentrated Liquidity): Customizable price range for higher capital efficiency ### SparkDEX v2 V2 uses full-range liquidity, meaning your assets stay active across all price ranges. No need to configure Min/Max. 1\. Open SparkDEX Pools * Go to Earn [luminite.app/earn](https://www.luminite.app/earn) → Locate the SparkDEX Pools card and click Deposit [luminite.app/pool](https://www.luminite.app/pool) Switch to V2 tab
![](https://989274273-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FhMtKxves9QxzLkgVKYCT%2Fuploads%2Fhgz9QU3685CdONgv1fey%2Funknown.jpeg?alt=media\&token=bfbbc59c-2180-4af9-8595-da46fde14dab) 2\. Select a Token Pair\ Click on the pair you want to deposit into
* Input the amount for token A or B * Token B or A amount auto-fills by the pool ratio. 3\. Enter Deposit Amounts
4. Approve Tokens and Confirm Press Approve to approve each token then click Confirm & sign the transaction in your wallet.
5\. Complete & Track your position\ A success notification appears “Liquidity Added”.\ You will now see your LP position on the right side of the dashboard at V2 tab. ### Providing Liquidity to SparkDEX v3 Pools V3 introduces Concentrated Liquidity, allowing you to choose a price range to concentrate your liquidity for higher yield. 1\. Go to SparkDEX Pools * Go to Earn luminite.app/earn → Locate the SparkDEX Pools card and click Deposit luminite.app/pool * Switch to V3 tab
![](https://989274273-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FhMtKxves9QxzLkgVKYCT%2Fuploads%2FVFCBsGMLaPxxGOFntM1f%2Funknown.jpeg?alt=media\&token=c0453b73-0b21-4b6f-851e-b7a429eda8b8) 2. Select Token Pair & Fee Tier Note: The token pair you choose will determine the Fee Tier.
3\. Set Range Strategy * Full range: get the rewards on all possible prices but earn less fee than other options but ensure a continuous flow of rewards * Other options: The higher the level, the smaller the price range, with higher fee earned Or you can adjust the range by yourself by dragging the Min Price line and Max Price line or adjust the amount of Minimum or Maximum card below
4\. Input Amounts at Deposit Method Enter the amount you wish to allocate.\ The platform calculates required token ratios for your chosen price range.
5\. Approve Tokens and Add liquidity * Approve both tokens if not approved before. Click Add Liquidity and sign/confirm the transaction.
6\. Complete & Track your position\ Notification appears “Liquidity Added”.\ Your position will show under Your Pools - V3 tab with analytics.

# Trade Perpetuals SparkDEX perps- LPing for Perps Traders You don’t have to be an advanced trader to grow your capital on SparkDEX perps. There’s another way: you can provide liquidity (LP) to perpetual traders who are looking to take on leverage. #### Deposit #### 1. Open SparkDEX Pools * Go to → SparkDEX Pools → Deposit * Switch to Perps tab
![](https://989274273-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FhMtKxves9QxzLkgVKYCT%2Fuploads%2Frbw8Fixi4ClLdev4vJ1Q%2Funknown.jpeg?alt=media\&token=6cf44f3c-7309-4007-8ec6-396230d704b3) #### 2. Choose deposit token & enter amount| Liquidity must be provided in one of SparkDEX Eternal’s supported collateral assets: USDT0, WFLR, sFLR, and FXRP. * Select the token you want to deposit * Enter the amount to supply
#### 3. Select Slippage Tolerance How much price movement and corresponding loss of value you’re willing to accept between placing and executing your order.
#### 4. Approve token & Add Liquidity * Click Approve (if required) * Click Deposit Order and confirm in your wallet
#### 5. Track your balance At the top of the Perps page you can view: * Total pool balance * Your personal liquidity balance
#### Withdraw If you want to withdraw liquidity from SparkDEX Pool - Perps at any time, simply return to this page : 1\. Select Withdraw Switch to the Withdraw tab to the right of Deposit
#### 2. Withdraw Order: Determine your asset, amount, and Slippage Tolerance, and click on the Withdraw Order button.
## SparkDEX Perps In this step-by-step tutorial, you’ll get everything you need to start trading perps like pro, from learning about perpetuals contracts and risk management, to navigating the platform and using its trading tools effectively\ \ This tutorial is broken down into 3 sections. You can proceed through all 3 to get the full rundown, or skip ahead to sections that are most relevant to your trading needs. 🔶 Section 1: Getting Set Up 🔶 Section 2: Opening Your First Position 🔶 Section 3: Pro Mode — Utilizing SparkDEX’s Advanced Features ### Section 1: Getting Set Up Go to luminite.app/earn → SparkDEX Perps → Trade
Section 2: Opening Your Position
#### 1. Select Pair To begin, open the dropdown menu on the left side of the screen and select the pair you would like to open a position for.
#### 2. Dashboard: SparkDEX Perps dashboard displays key metrics related to each contract. From left to right:
* Current Order Book Prices: The top figure is a measure of the lowest ask (selling) price, and the bottom figure is a measure of the highest bid (buying) price. * 24h Data: The highest and lowest prices in the last 24 hours, and the percentage change. * 1h Funding Fee: The left (red) figure measures the hourly rate at which long positions pay shorts. The right (green) figure measures the hourly rate at which shorts pay longs. For more information, hover your cursor over each rate. A complete breakdown of SparkDEX Eternal’s Funding Fee mechanism is available \[[HERE](https://docs.sparkdex.ai/sparkdex-defi-ecosystem/sparkdex-eternal-perps-exchange/funding-rates-on-sparkdex-eternal)]. * Fee Discount: Users staking SparkDEX’s native token, $SPRK, receive fee discounts of up to 20% on all perpetuals trades. Full details on $SPRK staking benefits and fee discount tiers are available \[[HERE](https://docs.sparkdex.ai/sparkdex-defi-ecosystem/staking)].
#### 3. Choose Long or Short Once you have chosen your contract, you can open a Long position, where you buy the ETH-USD contract and profit as ETH’s price rises. Alternatively, you can open a Short position, where you sell the contract and profit as ETH’s price falls. ![](https://989274273-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FhMtKxves9QxzLkgVKYCT%2Fuploads%2FeHoL9o8kOfMnTcLjbWAj%2Funknown.jpeg?alt=media\&token=d4dc057e-7b93-446b-947a-d6715ff180e6) #### 4. Order Type Now, determine what type of order you would like to use to open a position: * Market Order opens a position immediately at the best available price, buying or selling contracts into the existing orders that populate the order book. * Limit Order places an entry in the order book at a designated price that may be filled by other traders. * Market Orders provide instant market entry, but can result in worse entry prices, while Limit Orders offer better control over entry price, but risk never being executed if the market moves in the opposite direction. ![](https://989274273-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FhMtKxves9QxzLkgVKYCT%2Fuploads%2FI5GwddCK1xCcgCO6Zhu3%2Funknown.png?alt=media\&token=86eb836d-7a23-4fa7-800f-d81786dad64e) #### 5. Collateral In order to trade perps, users must deposit assets to the platform as collateral. SparkDEX Eternal currently supports 4 different assets as collateral: USDT0, WFLR, sFLR, and FXRP. To proceed, select your collateral type and determine the amount you want to deposit. In the example below, the user deposits 10 sFLR as collateral.
#### 6. Leverage Use the leverage slider to determine how much you would like to amplify your exposure. To mirror a normal spot position, move the leverage slider to 1x.
#### 7. Accept the Terms and Conditions Accept to verify you acknowledge them
#### 8. Long/Short Use the green Long or red Short button to open your position Note: Approve the token used as collateral if needed ![](https://989274273-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FhMtKxves9QxzLkgVKYCT%2Fuploads%2Fjp50Ld2TuB0rum1lclzB%2Funknown.jpeg?alt=media\&token=5dc26dbb-ac1c-4373-9fff-61878e03297c) #### 9. Check your Positions Check your positions, orders, or history directly below the trading view chart.
#### Section 3: Pro Mode — Utilizing SparkDEX’s Advanced Features The best part: you can utilize SparkDEX’s advanced features even before opening a position. #### 1. Activating Pro Mode: Prior to opening a position, click on the gray “Pro Trading” button. It will slide to the right and turn green, as a dropdown menu appears with all of SparkDEX’s advanced trading features.
#### 2. Advanced Trading Features: Each of SparkDEX Eternal’s 5 advanced trading features has a simple function that vastly reduces risk or locks in profits, depending on your strategy. * Stop Loss: Designate a price where your position will automatically close if the market moves against you, protecting your remaining collateral, and avoiding liquidation.
* Take Profit: Designate price where your position will automatically close once the market moves in your favor, locking in profits before the market can turn around.
* Trailing Stop: Designate a moving price buffer that follows the market in your favor and automatically closes your position only when the price reverses by your designated buffer value, locking in profits while allowing market momentum to drive further gains.
* Reduce Only: Ensure that any new order you place can only decrease or close your existing position, thereby limiting exposure. * Protect Order: Ensure that SparkDEX Eternal automatically adds stop loss and take profit levels to your trades, maximally managing volatility upon opening a position.
# Lend & Borrow with Kinetic Market ## **About** **Kinetic Market:** Kinetic Market lets users supply (lend) assets to earn APY and borrow against supplied collateral. Now you can simply lend and borrow with Kinetic via Luminite Wallet. ### How to Lend (Supply) using Kinetic Market 1\. Open the Earn section * Navigate to 'Earn' from the main menu on\ Locate Kinetic Market and click 'Explore'.\
2\. Choose asset * In the Dashboard section, find the asset you want to supply * Click Supply on the asset’s card.
3\. Enter supply amount * Type the amount you wish to supply. * The interface will display: Supply APY, Distribution APY, and Collateral Factor. Review these carefully.
4\. Enable as collateral * Toggle Enable as collateral ON if you plan to borrow against this supply. If you do not want it used as collateral, leave it OFF. Note: Enabling as collateral increases your borrowing power but also exposes that supplied asset to liquidation risk if your borrowing position becomes undercollateralized.
5\. Supply * Click Supply. * Wait for the transaction to be mined/confirmed.
6\. Complete & Track Your Rewards A success notification will appear in the top‑right corner once the transaction completes. * Your supplied balance will now show in the Dashboard * Rewards update in real-time * Remember to claim your rewards **Tips & checks** * If the supplied asset requires an approval transaction, you may see an initial Approve step before the Supply — confirm that first. * Check the Collateral Factor (CF) to understand how much you can borrow against this asset (e.g., CF 75% means 75% loan-to-value for that asset).
### How to Borrow using Kinetic Market Prerequisite: You must have supplied assets with '**Enable as collateral'** switched ON. 1\. Go to[ https://www.luminite.app/kinetic](https://www.luminite.app/kinetic)
2\. Choose asset to borrow * On the Dashboard, select the asset you want to borrow. Click Borrow on that asset’s card.
3\. Enter borrow amount * Enter the amount you want to borrow. Note the UI shows your available borrow limit based on your collateral. Note: The maximum borrow amount equals the borrowing power provided by your collateral - it may be lower than your supplied amount depending on collateral factors and existing borrows.
4\. Click 'Borrow' and confirm the transaction in your wallet. Wait for the transaction to process.
5\. Complete the Transaction A success notification will appear in the top‑right corner once the borrow transaction completes. * Your borrowed balance and outstanding debt will be visible in the Dashboard.
**Notes & warnings** * Borrowing increases liquidation risk. Monitor your Health Factor regularly. * Interest accrues on borrowed assets - check the Borrow APY # Stake & Earn ## How to Stake and Earn
### A. FTSO Delegation #### 1. Access the Earn Tab * Open the Luminite app and tap on the “Earn” tab from the bottom navigation bar. * Click the 'Delegate button' (A) on 'FTSO Delegation'. #### 2. Choose Your Provider * Browse the list of available FTSO Providers. * Choose one based on historical APY (up to 7.5%) or delegation capacity. * Providers can be switched at any time. #### 3. Adjust the Delegation Amount * Use the slider bar to select how much FLR you want to delegate.\ You can split your delegation across multiple providers for diversification. #### 4. Click "Wrap and Delegate" * Once you’re ready, click Wrap and Delegate to confirm. * Your FLR will be wrapped into WFLR and staked through the provider you chose. #### 5. Manage Your Staking Position * You can undelegate at any time to cancel your delegation.\ Alternatively, redelegate to adjust your allocation between providers. #### 6. Track Your Rewards * Your staking rewards will be shown on the “Earn” dashboard * Watch your earnings grow * Remember to claim your rewards ### B. FLR Liquid Staking #### 1. Access the Earn Tab * Open the Luminite app and tap on the “Earn” tab from the bottom navigation bar. * Click the 'Stake FLR' (B) button on 'FLR Liquid Staking. #### 2. Enter the amount you want to stake. * You can either choose $WFLR or $FLR for staking #### 3. Click Stake * Tap “Stake” to confirm your transaction. * Your FLR will be locked into the staking pool, and rewards will begin accumulating. * Remember to check the “No Buy-in Fee Staking”; you can see the countdown clock to the next “No Buy-in Fee Staking” at the top of the page. #### 4. Manage Your Staking * You can unstake at any time if you want to withdraw your FLR. The token will be claimable after 14.5 working days. You need to claim it within 2 days before it will be automatically restaked. #### 5. Track Your Rewards * Monitor your staking rewards directly from the “Earn” dashboard. * Rewards update in real-time * Remember to claim your rewards # On Ramp ## How to buy crypto with cash
1. From the Home tab, click “Buy with Cash” 2. Choose your region and select a local payment method 3. Input the amount you want to spend and select the crypto to receive (e.g. FLR or USDT0) 4. Follow payment instructions (bank transfer, card, etc.) and fill in the necessary information 5. Assets will appear in your wallet shortly after the payment is confirmed # Product Roadmap 2025 ### Q3 2025: Wallet Enhancements * Advanced features * Mobile Wallet Support * Additional network support * Performance optimization * Email notifications on account operations * Address book for token sends * Account Import / Account Export * Backup & Recovery - other clouds. * Kinetic Market Integration. ### Q4 2025: * Integration of SparkDEX Farms and Perpetual DEX. * SparkDEX Trading Competition Leaderboard. * Fswap Cross Chain Upgrade. * Fswap support for Additional Networks. * Firelight Integration. ### Q1 2026: * Luminite IOS/Android App Launch. * Academy, Campaigns and Referrals. # Get in Touch Facing an Issue? The Luminite Team is here to help. Send an email to: **** or send a DM to one of our Team Members [**here**](https://t.me/ann70x) for support or questions regarding Luminite. # FAQ Frequently Asked Questions
QuestionAnswerTopic
1What chains can I bridge tokens to inside Luminite?Luminite currently uses Stargate to support bridging between Ethereum, Flare, Avalanche (AVAX), Polygon, Arbitrum, Optimism, Linea, Base, Kava, and Scroll. More chains will be added in the future without Stargate limitations to ensure greater interoperability.Bridge
2Can I bridge to all cryptocurrencies using Luminite app?Not all. Currently, only major tokens like ETH, USDT, and USDC are supported. This ensures low fees and smooth cross-chain functionality. More tokens may be supported as Luminite expands.Bridge
3Can I buy crypto with my local currency?Yes. Luminite integrates with global payment providers to allow purchases via bank transfer, credit/debit card, Apple Pay, Google Pay, and local e-wallets.Buy and Sell Crypto
4What are FAssets and how does it work in Luminite?FAssets are a wrapped version of non-EVM tokens (e.g., XRP, DOGE) that can interact with smart contracts on EVM-compatible chains. Luminite lets you mint, hold, and use FAssets within your wallet (Once FAssets launch on Flare Network.)FAssets
5Does Luminite support multi-devices?Yes. You can access your wallet from Mobile and Desktop using the same email or passkey.Login
6Do I need to remember my wallet’s seedphrase?Not for daily use. Luminite supports passkey or email login. However, saving your seedphrase is critical as a backup if you lose email/device access. Enabling 2FA for added email security is highly recommended.Login
7Is Luminite available on mobile and desktop?Yes. It works in all browsers on mobile and desktop. Native iOS and Android apps are in development.Login
8What is a passkey and is it safe?A passkey is a modern, secure login method using your biometrics or PIN. It’s more secure than passwords and supported by Apple, Google, and PayPal. Luminite uses a passkey to keep your wallet secure.Login
9What happens if I loose access to my email?If you signed up via email and didn't save your seedphrase, you may lose access to Luminite. Always secure your email with 2FA and back up your wallet seedphrase.Login
10What happens if I loose my device?No one can access your wallet without biometric/email verification. You can log in from a new device using your email or passkey.Login
11What networks does Luminite support?Luminite supports both EVM chains (Ethereum, BNB, Polygon, etc.) and non-EVM chains (like XRP via Flare).Multi-chain
12What does “non-custodial” mean?It means you fully control your keys and crypto. Luminite doesn’t store your funds, keys, or credentials.Protection
13Are the vaults audited or verified?Yes. Luminite is audited by reputable security firms. All integrated DeFi vaults are vetted for safety and performance.Protection
14Can my wallet be hacked?It’s highly unlikely. Luminite never stores private keys. Wallets are protected by a passkey or email with optional 2FA and biometrics.Protection
15Does Luminite store my private keys or personal data?No. You fully control your keys. Luminite stores no sensitive data.Protection
16Is Luminite audited?Yes. Audit details and certificates will be published at a later stage.Protection
17How can I earn rewards by referring friends?Referral programs will be introduced soon. Stay tuned.Referral
18Is my staked crypto locked? Can I withdraw anytime?With FLR Liquid Staking (via Scepter), yes—unstaking requires a 14-day cooldown. With the FTSO delegation, your tokens remain accessible and can be unstaked anytime.Staking
19Which tokens can I stake with Luminite?You can stake $FLR and $WFLR. More staking options will be added as the Flare ecosystem grows.Staking
20What is the staking APY (Annual Percentage Yield)?The annual percentage yield (APY) is the interest rate earned on an investment in one year, including compounding interest. APY varies by vault and market conditions. Luminite offers competitive yields via vetted DeFi protocols.Staking
21Will staking rewards be automatically added to my wallet?Rewards accumulate in real time and are claimable once the staking period ends.Staking
22Will staking rewards be added automatically?The app itself is secure. The main risk is market fluctuation of $FLR. Long-term holders may still benefit from rewards.Staking
23What is staking through FTSO Delegation?You delegate $FLR to data providers. Tokens remain accessible, and you receive rewards based on provider performance.Staking
24What is the difference between different FTSO parties?FTSO = Flexible & provider-based rewards. Liquid staking = Locked tokens & protocol-based yield. Both have variable APYs.
Staking
25Will I loose money if $FLR drops in price?Your token count stays the same, but the value may decrease. If $FLR rises, staking can offer compounding gains.
Staking
26Can I swap all tokens using Luminite wallet?Not yet. Currently, only selected tokens are available for swapping. More will be added over time.
Swap
27Does Luminite charge fees for transactions?No platform fees are charged, but gas/network or bridge service fees may apply and are shown before confirming a transaction.
Transaction
28Are there limits to sending or swapping?No platform-enforced limits. Transactions depend on wallet balance and service provider terms.
Transaction
29Can I use multiple Luminite wallets at the same timeYes, you can! Luminite allows you to create and manage multiple wallets under a single email account. With just one tap, you can add an additional wallet whenever you want, no need to sign up again or manage multiple logins.
Wallet
30Can I import other wallet address into Luminite?Yes. You can import these using seed phrase or private key.Wallet
31Can I export Luminite wallet addresses to other wallets?Yes. You can export your seedphrase or private key to use in other Web3 wallets. Use caution to avoid phishing and risky dApps.
Wallet
32What is the difference between FTSO delegation and FLR Liquid Staking?FTSO keeps tokens accessible, and rewards depend on provider performance. Liquid staking locks tokens and yield is based on staking demand.
Staking
33Why should I delegate my WFLR tokens to FTSO data providers?
By delegating your WFLR tokens, you can earn rewards if the data provider to whom you delegated your tokens is successful. FTSO data providers provide exchange rates from exchanges to the Flare network (e.g., ETH/USD rate), and if they provide better (more precise) rates, they receive higher rewards. Note that by delegating, you still keep all your WFLR tokens and can use them freely.
Staking FTSO
34To whom should I delegate my tokens?
The list of FTSO data providers is available here. The main criterion to watch out for is the reward rate, which shows the current reward rate (in percentage). The higher the reward rate, the bigger your reward will be.
Staking FTSO
35Do I immediately start earning rewards after I delegate my tokens?
No. Rewards are distributed in units that are called epochs. Each epoch lasts 3 and a half days (84 hours). You will be entitled to a reward for a specific epoch if you delegated your WFLR tokens to a data provider before the so-called snapshot block for that epoch happened. This block is randomly selected around a day before an epoch started. For example, if an epoch started on January 1, you should have delegated your tokens before December 31, and you will be entitled to the reward after the epoch ends.
Staking FTSO
36Do I have to delegate my tokens before every epoch starts?
No, once you delegate your tokens to an FTSO data provider, the system assumes that you will be delegating to this provider from now on (until you change it).
Staking FTSO
37How can I change my delegation?
You just click on the Delegate button, select a different data provider, and click the submit button. If you're re-delegated before the snapshot block for the next epoch, the new delegation will already be used in this epoch; otherwise, the old delegation will still be used.
Staking FTSO
38How high of a reward will I receive?
The amount of WFLR tokens you delegate is determined at the epoch’s snapshot block. This amount is then multiplied by the reward rate (as a percentage) that the provider to whom you delegated your tokens achieved by the end of this epoch.
Staking FTSO
39How do I claim my delegation rewards?
The table will show your unclaimed delegation rewards for specific epochs. By selecting them and clicking on the Claim button, you will receive these rewards in WFLR tokens to your account. Be careful to claim your rewards regularly, as they will be revoked 90 days after a specific epoch ends.
Staking FTSO
40What is the function of an executor?
Executors are addresses you entrust to claim your rewards for your account (and your PDA). You can set your own service to simplify claiming or select an existing service that will regularly claim for you for a fee. Note that executors can only claim to your account (or to your PDA) and cannot perform other actions on your account.Staking FTSO
# Official Links